About Us

Terms & Conditions

These terms of use (“Terms of Use”) mandate the terms on which the users (“you” or “your” or “Yourself” or “User”) access and register on the ‘Smart Digital Advisor’ website, m-web and mobile application (collectively referred to as the “Platform”), operated by Health Bhi Wealth Bhi (hereinafter referred to as “We” or “Our” or “Us” or “Company”), and the Platform Services (as defined below), provided through the Platform.

Please read the Terms of Use and Privacy Policy carefully before using or registering on the Platform or accessing any material, information or Platform Services through the Platform. your use of the Platform (even when you do not avail of any services provided on the Platform) or actual usage of the Platform Services shall signify your acceptance of the Terms of Use and Privacy Policy and your agreement to be legally bound by the same. These Terms of Use do not alter in any way the terms or conditions of any other written agreement you may have with the Platform for other services.

This End-User-License Agreement and Payment Terms is between the user (user of the software) and Health Bhi Wealth Bhi herein referred as developer) in the below context. Except otherwise noted, all of the documentation, software included in setup package is copyrighted by developer. Portions Copyright © 2022 Health Bhi Wealth Bhi. All Rights reserved.

Terms of Use

This application is provided ‘as is’, without any express or implied warranty. In no event shall the developer be held liable for any damages arising from the use of this software. User expressly agree the use of the above service is at your sole risk.

Permission is granted to You and only You to use this application for desired purpose, provided that the following conditions are met:

  1. All redistributions of files must retain all copyright notices that are currently in place, and this list of conditions without modification.
  2. All redistributions in binary form must retain all occurrences of the above copyright notice and web site addresses that are currently in place (for example, in the About boxes).
  3. The origin of this software must not be misrepresented; you must not claim that you wrote the original software.
  4. The developer / owner of this application has right to change the offer / service / features of the app at any time without prior notice.
  5. Price / Fees (if any) are not refundable under any circumstances.
  6. Developer or Author of this software / application cannot be held liable for not providing update of this application.
  7. Developer / owner of this software will not be held responsible for any sought of data loss, physical loss, financial loss, mental agony arising out of purchase / installation / use / decisions made out of this software.
  8. It is user responsibility to check the correctness of the values and partners generated from this software before making any decisions / sharing data.
  9. The user acknowledges that the software may not be free from any defects / bugs, and alo acknowledge that it may not satisfy all user needs.
  10. By using this software the user acknowledges to receive promotional email’s / calls / sms’s / in-app from the developer and further acknowledges that he can get promotional email’s / calls / sms’s even when DND is activated.
  11. No support shall be given to this product.
  12. Developer accepts no liability for whatsoever reason.
  13. The license issued will be valid for the period selected from the date of purchase.
  14. The license issued I non transferrable and device specific. Incase of damage or loss of device, the transfer of license to new device will not be entertained.
  15. License once purchased cannot be surrendered.
  16. The prices are subject to change without any prior notice to the user.
  17. In paid version of the software, the Name and Email column is not editable in the ‘User / Agent’, , Name and Email entered while purchasing is final.
  18. The app may contain links to third party apps and website. The third party apps / website are governed by their own term and conditions. Any issues with third party app / website are to be resolved with concerned party. We accept no liability for third party apps / website.
  19. Developer / Owner no associated with any real company, organization, product, person, or event is intended or should be inferred.
  20. The Server Backup and Restore facility provided is for trial run. It may not be free of any defects and developer accepts no liability on whatsoever damage caused by using above said facility.
  21. The developer reserves full rights to withdraw any services or functionality available in the app at any given point of time.

Payment Terms Agreement

  1. The user is required to make full payment of the price specified for the software.
  2. The activation of the license is subject to realization of the payment.
  3. The invoice will be emailed to the email provided during the sales process.No hardcopy of the invoice will be issued.

Refund Policy

  1. In case of failed online transaction, i.e. amount debited in your account but transaction status is failed, the amount will refunded to account from where it was paid within 10 working days.
  2. For whatsoever reason, no refund for the purchased software will be entertained except for the above mentioned Refund Policy (1).

Limitation of Liability

  1. For what so ever the reason, the maximum liability is limited to the invoice amount or amount paid during the purchase.

For more information about these rights, please contact us.

Contact Us
Don’t hesitate to contact us if you have any questions.

Via Email: support@smartdigitaladvisor.com

Via this Link: www.smartdigitaladvisor.com